Get a House Right Now!

That’s right, get a house right now!  Not too subtle a pitch from a company that sells some of the finest real estate in the world.  So why so bold and crazy on our part?
Most consumers don’t really think through the buying process when looking for a home.  Almost no one that is financing their purchase ever thinks or realizes that they are really buying two things: the home and the money to  finance the home.  Yes, you are actually buying money from a lender to use to buy your home. The fee for the money comes in two forms: the interest rate and the points you pay for the money borrowed.
Buyers get so focused on the Price of real estate they forget entirely about the cost of money and they lose big if they don’t pay attention and don’t think through the entire process.
Right now money is so cheap that it almost does not matter if you were to over pay a little for the home you love. The savings on Money cost in the first year or so will assuredly make up whatever you think you “overpaid” or “bought too soon” or any of the other arguments that fill our heads with nonsense in this market.
If you are looking for a home now get with it!  This is the perfect storm for buyers.
Have your agent show you how much you pay in interest at different rates of borrowing. You will see the sense all this makes and end up a very happy homeowner.
Relax…We’ll handle the Details!